Thursday, 12 December 2013

Anti Aging Remedies in Australia Stop and Pose

Anti Aging Remedies in Australia Stop and Pose

As the outermost layer in our body system, our skin is at the mercy of many conditions. The sun, harsh weathers and bad habits contribute to the overall health of our skin. And as we age, we continue to do things that could make the process of aging a lot faster.

Because of this, wrinkles, dry skin, fine lines, cellulites and other blemishes surface on the skin. These sure signs of aging bring discomfort and utterly take a blow off the self-esteem of both women and men. So it is such a relief to know about products that could reverse the signs of skin aging.

Tripollar Stop
Tripollar™ Stop is skin renewal device that is clinically graded to stop the signs of aging, bringing out younger and fresher skin that can be achieved right at home. It is a wrinkle reduction device that makes use of laser technology and can also reduce fine lines, crow’s feet and saggy skin.
Stop makes use of the Tripollar™ Radio Frequency technology which is a relaxing regimen that gently heats the deepest layers of skin. The Radio Frequency technology enkindles the collagen productions and congeals the dermis to make skin firmer, tighter and plumper.

Tripollar Pose
The body counterpart of Stop, Tripollar™ Pose is a device that makes use of laser for aesthetic contouring. This at-home product is scientifically safe and easy to use. It is a cellulite treatment that minimizes the appearance of stretch marks and makes skin tighter, lighter and well-formed.
Tripollar™ Pose uses the Tripollar™ power technology, which is an aesthetic treatment that is professionally used by skin clinics all over the globe. It works by heating the fat layers and increasing the metabolism of fat cells to give glowing, smooth and younger-looking skin.

Stop and Pose
InnovaDerma™ International is the proud producer of these two anti-aging products, the Tripollar™ Stop and Pose. A fast-growing firm that offers the latest innovations in beauty, skincare and hair care, InnovaDerma™ International has scientifically-proven products that have satisfied customers from all over the world.

Sunday, 24 November 2013

High-Quality Hair Loss Treatment At Home

High-Quality Hair Loss Treatment At Home 

November 19, 2013—Stopping hair loss and attaining healthier mane can be done in the comfort and convenience of home with the use of the Leimo Personal Hair Laser Starter Kit.

The Leimo Personal Hair Laser Starter Kit, a product of InnovaDerma™ International, prevents the onset of DHT-induced hair loss and hair thinning problems through the use of advanced laser therapy technology (Leimo Personal Hair Laser) and organic-based wet products (Leimo Hair Treatment Pack).

This innovative hair loss treatment is specifically designed as a home-based solution that encourages hair regrowth with the combine power of nature (e.g., grape seed, mistletoe, nettle, saw palmetto and fennel) and science (e.g., low-level laser therapy and light-emitting diode therapy).

The Leimo Personal Hair Laser
The Leimo Personal Hair Laser renders phototherapy in the form of light-emitting diode (LED) and low-level laser light (LLLL) to stimulate the growth of stronger follicles, thereby promoting healthier hair strands. This innovative laser comb is also included on the Australian Register of Therapeutic Goods as a Class IIa medical device for the treatment of androgenic alopecia or pattern baldness in both men and women.

The Leimo Hair Treatment Pack
Leimo Bio Cleansing Shampoo — moisturises, nourishes and conditions the scalp and the follicles, creating a nutrition-optimal environment for the production of thicker and healthier hair. It also gently cleanses and removes DHT build-up in the scalp, hindering the onset as well as the future recurrence of hair loss and hair thinning problems.

Leimo Thickening Conditioner — conditions the hair follicles, rebalances ph levels in the scalp and strengthens the hair fibres for the growth of thicker, fuller and healthier hair strands.

Leimo Deep Cleansing Scalp & Body Scrub — repairs damaged surface cells and improves scalp texture to encourage the skin's natural renewal process and restore its youthful radiance.

Leimo Scalp Therapy Day Treatment — serves as a potent antioxidant that  delivers a rich blend of saw palmetto extracts  and other herbal essences to help fight against the build-up of DHT in hair follicles and the scalp.

Leimo Scalp Serum Night Treatment — fights against the damaging effects DHT in the scalp, thereby allowing the hair follicles to rejuvenate and produce stronger, shinier, thicker and fuller hair.

About Leimo
Leimo is a product of InnovaDerma™ International, a fast-growing business that provides hair loss treatment, anti-ageing and body contouring products for both men and women. With offices in various locations like the Philippines, Australia, Hong Kong and New Zealand,   InnovaDerma™ aims to become a world-leader in distributing and offering innovative skin and hair care products to millions of people all over the world.

Contact Details
For more information about the Leimo hair loss treatment as well as the rest of the products offered by InnovaDerma™ International, visit www.innovaderma.com or call InnovaDerma™ Customer Care Support at these numbers 1800-280-250 (for Sales) and 1800-186-686 (for Customer Care).

Wednesday, 9 October 2013

Finance Company in Australia

TRUE FINANCIAL


True Financial provides financial planning in Brisbane and the Gold Coast, to clients that want a professional fee based approach. We cover all your financial planning needs, from budgeting, cash flow management, superannuation, insurance, investments, retirement and estate planning. For clients that run their own businesses we find their personal and business goals intertwine and affect each other. Therefore to ensure success we provide advice on business planning and business cash-flow management.

Fee for Service Financial Planning

True Financial is a fee for service financial planning firm. This gives our clients transparency and reliability in the quality of advice we provide.As a fee for service financial planning firm we don’t receive commissions on investment advice; we charge you based on the complexity of the advice and your ongoing needs, not on how much money you invest. True Financial is not owned by any financial product providers so we can provides clients with tailored reliable financial planning advice where their needs are our first priority.

Fee for Service Financial Planner

True Financial is committed to providing high quality financial planning advice through the high standard of experience and education that we have for our staff. Minimum standards for the financial planning industry only require a Diploma of Financial Services. Our financial planner John Duncan has a Bachelor of Business (majoring in Accounting, and Banking and Finance) from QUT as well as the Diploma of Financial Planning. John is a Certified Financial Planner the highest desigination a member of the Financial Planning Association can receive.  Only through higher education and experience can clients truly get the quality financial planning advice that they deserve.

At True Financial the benefits of financial planning are not just financial. Other benefits such as peace of mind, freedom to pursue your dreams, security for your family are all just part of the package.


Monday, 7 October 2013

Australian Market


With a relatively high-growth and low-inflation economy supported by robust political and economic institutions, and an internationally competitive business sector, Australia now ranks as the 12th largest economy in the world (measured by GDP), and the 4th largest in the Asia Pacific region.
This firm international standing is reflected in the fact that Australia’s three largest trading partners – China, Japan and the United States - are also the three largest economies in the world; and its two largest investment partners - the US and UK – are home to the world’s largest capital markets.

Such solid trade and investment relations have helped see real economic growth average 3.0% per annum over the past decade, positioning Australia as one of the stronger performers among developed countries during the period.

Australia’s steady economic growth has also been aided by a resources boom that has seen its economy emerge as one of the largest global suppliers of raw materials (coal, iron ore, etc). This fertile resources sector makes up around 9.6% of Australia’s total economy, with the remainder being comprised of financial services (11.0%), manufacturing (9.1%) and construction (7.7%).

This distribution broadly mirrors that of the Australian equity market, with the largest sectors being financial services (32%) and resources (31%).

Australia is also home to a well-developed, innovative and highly-regarded financial services industry and capital market, including:

  • Financial development - Australia was ranked 5th out of 57 of the world's leading financial systems and capital markets by the World Economic Forum;
  • Equity market - the 8th largest in the world (based on free-float market capitalisation) and the 2nd largest in Asia-Pacific, with A$1.2 trillion market capitalisation and average daily secondary trading of over A$5 billion a day;
  • Bond market - 3rd largest debt market in the Asia Pacific;
  • Derivatives market - largest fixed income derivatives in the Asia-Pacific region;
  • Foreign exchange market - the Australian foreign exchange market is the 7th largest in the world in terms of global turnover, while the Australian dollar is the 5th most traded currency and the AUD/USD the 4th most traded currency pair;
  • Funds management - Due in large part to its compulsory superannuation system, Australia boasts the largest pool of funds under management in the Asia-Pacific region, and the 3rd largest in the world.

Spurred by its healthy political and economic position, Australia has become an attractive investment destination for global investors as well as home to many major multinational financial services providers. With a diverse investor group comprised of 40% foreign investors, 40% domestic institutional investors and 20% retail investors, the Australian equity market is well placed in the global economy.


Thursday, 3 October 2013

Australian Economic System

Free market is the main characteristics of Australian economic system. The growth of the economy of Australia is phenomenal and this country is among the first five developed countries of the world. 

The four main components of the Australian economic system are: 
  • trade
  • manufacturing
  • services
  • finance

In the beginning of the 21st century the Australian government had taken a pledge to further reform its economy. The standard of living of Australia has risen significantly in the last fifteen years and it is just below United States now. 

Industrialization, private enterprises, large scale productions, high technology and natural resources are Australian economic system. Small businesses also play an important role in the economy of this country. The unemployment rate in this country speaks for its developing economy as 11% unemployment rate in 1992 has come down to just 5%. 

The growth of the Australian economy began in the middle of the 19th century with woolen industry and the gold rush. The gold rush was also responsible for the population growth of the country which was very much needed by Australia at that point of time. The second phase of economic boom began during the Second World War and it continued till 1970.

The fundamentals of the Australian economy were further changed at the beginning of the new millennium. A new improved tax system was started which was favourable both for the individual and the businesses. The government is also striving towards building a more adaptable labour market and augmenting the living standards. Some major business sectors are also partially privatized. In the first decade of the new millennium it is expected that the growth would be around 3.5%. One of the most significant achievements is that in 2000 the labour productivity growth has even moved past United States. 

The integral part of the economic system of Australia is the Australian Securities Exchange or ASX. The name of Australian Stock exchange was changed to Australian Securities Exchange only in December 2006. This stock market trades from 10 in the morning to 4 in the afternoon. 

Taxation in Australia can be divided mainly in to two parts:
  • federal taxation
  • state taxation 

The taxes are not uniform all through out the country. The most important of all the taxes are income tax and business tax. Apart from these two taxes there are taxes like Goods and Services tax, Social Security Levy, Municipal tax, excise duties and Capital Gains tax. The main reason behind the phenomenal growth of the Australian economy is its stable government, healthy politics and huge natural resource. The knowledge based industries has evolved as another factor which has contributed to the exceptional growth of this country currently. At least twenty five thousand Information Communication and Technology companies are present in Australia currently. 

International trade both export and import has contributed greatly to the development of the economy.



Tuesday, 1 October 2013

Doing Business in Australia: Need to Know


Most businesses in Australia expect conservative attire. 


In Melbourne or Sydney, conservative, dark colored suits and dresses are expected. In Brisbane and other tropical areas, a shirt and tie with slacks may be formal enough. During the initial introduction, you may give business cards if you have them, though don’™t feel offended if they do not have one to give in return.


As with information, negotiations should be brief and concise.


Australians do not expect to bargain and negotiations are minimal, so the original proposal should leave little room for negotiation.Final decisions are concentrated with the top levels of the company, though consultation with subordinates is vital. However, this may prolong the decision making process.

Australians use of colorful language may be surprising in a formal meeting.


There is a tendency to use humor colorful language in a business meeting.Australians are direct and if they do not like something that you say, they will let you know without hesitation.Australians are not big on small talk and prefer to get right down to business; always be concise.

Australians take business seriously, even if it seems relaxed.


Punctuality is critical in making a memorable impression. Australians do not need to have long standing personal relationships with people in order to do business, and value individual privacy. They are very matter-of-fact in their communication and business dealings.Maintaining good eye contact is extremely important.

Australian culture is modest and authentic.


Australians frown upon the discussion of personal, academic, or professional achievements and doing so can create distrust. You must always remember to be personable and mindful that all involved are equals.Shaking hands upon meeting and upon leaving is standard. Stick to the facts and figures, and avoid a lot of emotional influence techniques, emotions and feelings are not important in Australian business etiquette.




Sunday, 29 September 2013

Most Powerful Australian CEO


David Thodey     Company: Telstra

David Thodey has been CEO of Australia’s largest telco since 2009, after holding a number of senior executive positions in marketing and sales for Telstra and IBM Australia/New Zealand. According to one-time colleague Peter Kazacos, “The biggest thing he did — and I don’t think it's been matched by any previous or subsequent IBM MD — was that he was always approachable and was very passionate about business partners. He has got a good way of getting things resolved.” Thodey’s salary with Telstra is $2.7 million.

Grant O’Brien     Company: Woolworths

Grant O’Brien has been Deputy CEO of retail giant Woolworths since April 2011, coming from his position as COO of Australian Food & Petrol at Woolworths. He’s been with Woolworths for 24 years, and has played a key role in the development of its liquor business and expansion into the hardware sector. Regarding his CEO appointment, O’Brien told The Australian, “It is a very competitive market, but it’s been that way for a long time, and there’s no doubt that in the supermarket sector at least there’s a new level of competition—Coles are doing a good job, but Woolworths’ supermarkets continue to gain market share … and my desire is to ensure that continues to grow.” His salary with Woolworths is $1.6 million.

Neville Power     Company: Fortescue Metals

Neville Power only recently took over the reins of $6.4 billion iron ore producer,  Fortescue Metals, just after founder Andrew Forrest stepped down. Power said the company was confident it would be able to meet its expansion target of 155 million tonnes a year by June 2013, one year earlier than planned. He also told The Australian that he wants to build the iron ore miner into “one of the world’s great companies.” “Fortescue has a tremendous culture and the people are absolutely passionate and driven to achieve it,” Power said.

Steven Lowy, Peter Lowy     Company: Westfield

Brothers Steven and Peter Lowy recently stepped into the role as CEOs of shopping mall developer and owner Westfield, after their father and Westfield founder Frank stepped down from the post. The move to shift Peter and Steven Lowy’s current position of co-managing directors follows the company’s creation of a new listed property trust that jointly invests in Westfield’s Australian and New Zealand shopping centers. It comes as the company seeks further developments for its U.S. and U.K. operations.

David Stewart     Company: Leighton

Appointed CEO in 2011 after legendary predecessor Wal King stepped down, Stewart is the former COO with responsibility for Leighton International, Habtoor Leighton Group, John Holland and Leighton Properties. “David brings a comprehensive knowledge of the business, a wealth of contracting experience and a disciplined ‘can do’ attitude that is central to Leighton’s culture,” David Mortimer, the company’s chairman.

Mike Smith     Company: ANZ

Michael Smith has been CEO of Australia and New Zealand Banking Group Limited (ANZ) since October 2007, coming from his post as CEO of The Hongkong and Shanghai Banking Corporation. Smith attracted some controversy earlier this year for saying that competition between the major banks was incredibly fierce. “I actually think that the general population and business in Australia get an absolutely amazing deal in terms of the choice they have,” he said. “People talk about agreements between the four big banks, (but) we couldn’t agree what day of the week it is.”

Clive Palmer     Company: Resourcehouse, et al

Known for his generosity and business savvy, Queensland billionaire Clive Palmer made headlines this year for a $3 billion IPO on the Hong Kong Stock Exchange for his mining company, Resourcehouse. Palmer is also a Director of 28 other companies and a pro at securing lucrative transactions. As the founder and chairman of Mineralogy, he’s overseen transactions with the Chinese Government-owned CITIC Pacific Limited, Australasian Resources and Fortescue Metals. It is widely believed that Palmer’s net worth is around A$5 billion.

Gail Kelly     Company: Westpac

As the CEO of Westpac, 55-year-old Gaily Kelly has banked $551 billion assets and $15.9 billion in revenue. In its 2010 profile on Kelly, Forbes said, “Kelly’s every statement and opinion—public or otherwise—is reported minutely, occasionally provoking national controversy. Since late 2009 Kelly has earned the ire of everyday Australians by drastically raising interest rates on loans.”

Ian Narev     Company: Commonwealth Bank

He’s the mostly freshly minted CEO on the list, just coming onboard as CBA’s CEO in July after predecessor Ralph Norris stepped down. Narev has been with CBA since 2007 and has been Group Executive, Business and Private Banking since 2009.  Commenting on his appointment, Ian Narev said, “I am really looking forward to taking over Australia’s leading bank at a time of rapid change in the local and global economies, continuing the focus on transforming the Group to become Australia’s finest financial services organisation and continuing to move that aspiration selectively into Asia.”

Marius Kloppers     Company: BHP Billiton

South African-born Marius Kloppers has grown mining giant BHP Billiton’s revenues from $39 billion to over $50 billion since being appointed to CEO in 2006. The main man at BHP has extensive knowledge of the mining industry, enabling him to oversee the global company’s production of iron ore, copper, coal and beyond. Now, according to Forbes, the 49-year-old Kloppers took home $11 million in 2010, and is one of Fortune 500 Magazine’s Top 25 Most Powerful People in Business.



Tuesday, 24 September 2013

Successful Entrepreneurs


Rupert Murdoch

He is the owner of The News Corporation of New York and a multi-billionaire media mogul and businessman. In 1952 he took over the family newspaper business that was failing. He subsequently purchased many Australian and British newspapers. He went on to buy up various media and telecommunications interests including Fox News Channel and Festival Mushroom Records. Murdoch is not only one of the most successful Australian entrepreneurs; he is the richest man in the world, worth an estimated 6.9 billion dollars.

Kerry Packer

A wealthy Australian entrepreneur, media mogul and major shareholder of Publishing and Broadcasting Limited and Australian Consolidated Press. He is well-known for his argumentative behavior and outspoken ways in business dealings. He took over the family newspaper and media business in 1974 while continuing to buy up shares in several newspapers including "Sydney’s Daily Telegraph." He has been involved in shrewd billion dollar dealings and was heavily involved in gambling while owning casinos. This man built the Packer Empire, which owns shares in telecommunications, diamond mines, coal mines and Foxtel Television Cable Network to mention a few. Kerry Packer died at age 68 in 2005 and empire is worth over 4.2 billion dollars.

Dick Smith

At seventeen he was issued an amateur radio license and from there began the world famous “Dick Smith Electronics.” Known for his publicity antics, free multi-country catalogs and unorthodox methods of advertising world wide, he became a successful Australian entrepreneur. He lived a spirit of philanthropy and love of his native country, pursuing interests in aviation, mountaineering and numerous adventure stunts. He bought up several types of businesses including publishing, which inspired the creation of “Australian Geographic" magazine, arguably one of his greatest achievements.

John Ilhan

The founder of Crazy John’s company, the largest privately-owned mobile company in Australia. The richest, youngest Australian entrepreneur millionaire became worth 300 million dollars before the age of 40. He was well-known for his philanthropy and starting the Ilhan Food Allergy Foundation. He died--age 42--of a massive heart attack and was survived by his wife, Patricia and their four children.

John Singleton

His first ventures involved starting advertising agencies, then onto other businesses in radio and publishing. He has been married six times with a tumultuous personal life and yet has had phenomenal success as the most famous Australian entrepreneur. He has become a brand name in the industries involving communication with ties to Qantas Airlines, Lonely Planet publications and Macquarie Media.



Sunday, 22 September 2013

Australian Female Entrepreneurs

Long gone are the days when women stayed in the shadows, forging a career in ironing, cooking and childbearing. More and more women are developing their own business empires, and some are even leaving the men trailing far behind. 


Helen Logas
Travelcorp


It’s not often you hear of a high school teacher making the big bucks, well, not if they stay in education. A passion for travel coupled with a strong desire to be her own boss saw Helen Logus leave the teaching ranks and join the madness of entrepreneurism.

In 1994, Helen started her corporate travel business Travelcorp and within a year was in the position to employ commission-based staff and undertake a targeted advertising campaign. In 2003, Travelcorp was awarded ‘Best Corporate Travel Agent’ at the National Travel Industry Awards for Excellence, and by 2010 the company had a recorded revenue of $65 million, with an average annual growth of 38 percent.

Her obvious knack for negotiating and seeking out a deal played a key role in the growth of her business, but so too did the technology behind Travelcorp’s booking system, which was customizable to each client. This allowed corporate clients to not only retain a certain amount of control of their travel plans, but also analyse their costs and spending patterns over the year.

The biggest deal of her life was to come when, in 2010, Helen was approached by Corporate Travel Management (CTM) with an offer for the company. By the end of that year Helen was a whole lot richer and freed up to pursue her next venture, which should be due to launch any time soon.

Catriona Pollard
CP Communications


With such an established career in developing and managing public relations and marketing programs, it was only a matter of time before Catriona would utilise her diverse skills to go it alone. In 2001, she set up CP Communications, a Sydney-based boutique PR agency, and hasn’t looked back since.

Part of her repertoire is to manage public relations and social media for both small and large businesses, which must provide a few challenges, to say the least, and she regularly authors articles on PR and marketing for a number of business journals. Catriona is also tipped as one of the top 100 people in PR to follow on Twitter, where she is active most days, and she is co-founder of Social Media Women – an online networking group that assists and encourages women to get more involved in social media.

Clare Lancaster
Women in Business


As Clare says: “When most people think of the words ‘women in business’ they think of women in 80?s power suits, or women climbing the corporate ladder while figuring out the balance between work and family.” But things have changed, and Clare is key to that change.

Putting her background in Communication Design and SEO to good use, partnered with her experience in affiliate marketing and search and domain monetisation, Clare founded Dot Marketing. There, through strategy workshops, online business owners and bloggers with a business model learn how SEO, social media and marketing can benefit their business.

Helping online business owners is something Clare is passionate about, and her new venture Women in Business reflects that. It stemmed from wanting a life where work, home and play mingle easily, where women can have it all, do what they love, without having to give up too many things to be successful. If Clare’s success is anything to go by, she seems to know what she’s talking about.


Claire Moffat
Connected Women


While the term ‘tech head’ is usually reserved for men, Clarie Moffat has knocked the idea firmly on the head by starting Australia’s only technology site for women, Connected Women, and it’s a big hit. Of course being CEO of Connected Media, which is responsible for Australia’s leading online news service for the consumer electronics industry Connected Australia, would have helped.

Spanning a publishing career of 30 years, Claire has created and managed a number of leading magazines, electronic newsletters and websites across various industries, but Connected Women is closest to her heart. Her insight into the women’s tech market niche is sought after by many in the industry and she relays her knowledge and expertise through a range of online editorials, her blog and presentations and events within the business and technology industry.

Emma Isaacs
Business Chicks


Emma Isaacs is a busy, busy woman, and loves it. She is a long time entrepreneur, having never worked for anyone else – apart from a few coffee shops during her teens – and manages to juggle mommyhood with business quite nicely.

At just 18, Emma started her first business, a recruitment company, and by the age of 28 had bought four other businesses and sold one. One of her companies, Business Chicks, is an online community for business women in Australia wanting to connect with likeminded career women. Their ethos is to empower working women, whether from small home-based businesses or a large multinational corporation, through sharing ideas, knowledge and skills. Competitiveness is shunned – although that must be hard with a group of strong-willed women – and peer encouragement is embraced, with the aim of achieving better business results, while trying not to take it all too seriously. There are chances to meet up in real life, too, during national events programs, fundraising ventures and other initiatives. Ranging from the ages of 25 to 65, around 25,000 business women have joined the community so far.

When not in the throes of organising Business Chicks, Emma is an Ambassador for 1 Million Women, writes a regular column for Latte, the Business Chicks magazine, and has only recently given up the Presidency of the Sydney-based Entrepreneur’s Organisation.

Charlotte Vidor
Toga Group


Joint owner of the massive Toga Group, Vidor has her finger in a lot of business-flavoured pies. Valued alongside her husband at $440 million, Vidor’s company is involved mainly in the hospitality chain, but also fund management, the environment and property management, and includes the Medina and Vibe brands.

Spanning 45 years, the company hires almost 2000 people and has exported the brand to Europe and elsewhere. The business portfolio includes hundreds of hotels, apartments and businesses, including Travel Lodge Australia and New Zealand, and many others.

Given the companies interests, it’s no surprise that Vidor has a heavy interest in the Australian tourist industry, and is a strong advocate for the development of the sector. She played a prominent role whilst a member of the New South Wales Tourism Board, and developed the concept of fully-serviced business apartments way back in 1982.

Unfortunately for Charlotte, a pitiful net worth of $440 million means she just scrapes into fourth position on Australia’s rich list.

Caroline Treacy
CORE Architecture


Caroline Treacy is the managing director of successful and much in demand architecture firm CORE, based in Queensland. Despite being pestered by government, property developers and businesses alike, who all vie for Core’s cutting edge building designs, Caroline also manages to support local women looking to find their way in the male dominated world of business, and is part of the Women in Business Network. She also mentors young up-and-coming architects in an apprentice scheme, and still has time to generate $9 million per year through CORE’s innovative designs, including some of Australia’s highest profile public buildings.

Caroline has been pivotal in the direction of the growth of the business, and now manages over 50 staff across the company’s various locations in Australia, and is instrumental in the growth of the business and the management of staff. Caroline takes particular interest in the niche architectural sectors of education and care homes. She’s also mother to two young children, and proved she can practice what she preaches when she successfully renovated and redesigned her own home to a very high standard.

Iris Lustig Moar
Lustig and Moar


Director of one of Australia’s most luxurious property development chains, Iris Lustig Moar continues the vision that her late father and ex-husband had, that is, the creation of iconic and simply fabulous properties and buildings, including the Hyatt Hotel chains. Pulling in a cool $150 million dollars revenue a year, the company gives Lustig Moar a nice return, and plenty of spare cash to add to her magnificent modern art collection. Famously spending a whopping $5.5 million in a few months on some collectors items, including an $840,000 Albert Tucker Painting, Iris and ex-husband Ted are prominent movers in the art scene.

Iris takes an active role in the running of the property business, which has expanded to the development of high specification luxury apartments, fancy hotels and top of the range villas.

Jo Horgan
Cosmetics Cubed


London born and bred Jo, like Franklin, learned the tricks of the cosmetics trade whilst working for an industry giant (L’Oreal) in the UK and Australia. Whilst abroad, Jo realised there was a gap in the Australian cosmetics market for high quality, niche products, and thus her company Cosmetics Cubed, which incorporates the Mecca Cosmetica brand.

With 30 stores across Oz and New Zealand, Mecca Cosmetica leads the way in women’s cosmetics. Like many of the successful women on this list, Horgan keeps herself to herself, but her products, which include her own branded ranges, are known to women and teenage girls throughout Australia.

Jo claims most of her business planning was done on long haul flights, but it turned out the ideas were more than just pie in the sky fantasy. Having built her business up and successfully passed the 10 year mark, Jo remains grounded, quoting her best achievements as her family, and speaking at industry conferences in front of some of the world big names in the beauty world. She also enjoys travelling and meeting her suppliers and business contacts. At least she’ll have to hand plenty of creams and lotions to hide any jet lag and fatigue.

Gillian Franklin
Heat Group


Hugely successful marketer, manager and owner of the Heat Group Gillian Franklin learned the ropes whilst working for others, before taking her experience and setting up shop on her own. At 23, Gillian already had 23 juniors reporting for her, and she was Revlon’s youngest general manager in history. Her company owns exclusive rights to the retail of many of the world’s most famous brands, including Max Factor.

Originally from South Africa, Gillian’s entrepreneurial spirit has helped her succeed in one of her many goals – providing employment opportunities for women and improving the quality of their lives whilst advising them on the largely male dominated world of business.

Set up in 2000, and now employing almost 100 members of staff, Gillian is proud to have seen the business grow from a home start-up to the thriving company it is today. Now worth almost $80 million, the company is at the forefront of women’s cosmetics in Australia. Gillian’s shrewd business planning, advanced thinking and can do attitude have convinced many, including industry giant Proctor and Gamble, that her company is the way forward. And, she’s just about convinced us too.

Jan Cameron
Retail Adventures


Jan Cameron, creator of Kathmandu outdoor wear and accessories is, thanks to her empire, one of the richest women in Australia and New Zealand.

She’s notorious for her clear-head, quick-thinking business decisions, a trait that must have helped her enormously when she began her forage into the strongly masculine outdoor equipment market in the dark days of the 1980’s.

Having sold the business in 2006, Jan netted a very respectable sum of approx. $235 million. Not a bad result for a woman who started out making sleeping bags by hand.

Since the sale, although most thought she was settling down for retirement years in Tasmania Ms Cameron instead bought out Australian Discount Retail Group in 2009, who went into administration.

The chain were responsible for around 350 discount variety stores under the brand names Go-Lo, Crazy Clarks and Sam’s Warehouse, but their Tasmanian Chickenfeed stores remained profitable, and continues to do well under the management
of Cameron.

In fact, it’s doing so well, as it’s business owner, that 100 percent of profits are donated to charity. Something that is not common knowledge and will surely drive consumers to the store, and also something that goes to show many entrepreneurs are not just business people, but philanthropists too.


Monday, 16 September 2013

Largest Companies in Australia

Australia has some incredibly powerful companies operating on its turf, and we can all learn from their operating procedures, people management and continuous improvement.


10. Xstrata Holdings (23137.4)

Glencore Xstrata is one of the world’s largest global diversified natural resource companies and is one of the ten biggest companies within the FTSE 100 Index. A global network of more than 90 offices located in over 50 countries supports the Group’s industrial and marketing activities. Its diversified operations comprise of over 150 mining and metallurgical sites, offshore oil production assets, farms and agricultural facilities. The company employs approximately 190,000 people, including contractors.

9. Telstra (25637)

Telstra builds technology and content solutions that are simple and easy to use – including Australia’s largest fully integrated IP network and Australia’s largest and fastest national mobile network.

The company strives to serve and know our customers better than anyone else – offering a choice of not just digital connection, but digital content as well. The company has an international presence spanning 15 countries, including China.

In the 21st century, opportunity belongs to connected governments, connected businesses, connected communities and connected individuals. As Australia’s leading telecommunications and information services company, Telstra is proud to be helping its customers improve the ways in which they live and work through connection.

8. ANZ Banking Group (40036)

ANZ Banking Group’s history dates back over 175 years and it is committed to building lasting partnerships with its customers, shareholders and communities in 32 countries in Australia, New Zealand, throughout Asia and the Pacific, and in the Middle East, Europe and America.

It provides a range of banking and financial products and services to around 8 million customers and employs 48,000 people worldwide.

The companyaims to become a super regional bank. This involves growing its presence in the Asia Pacific region and sourcing 25-30 percent of earnings from its Asia Pacific Europe and America Division by 2017, while also being very focused on growth in our core domestic businesses in Australia and New Zealand.

7. Westpac Banking Corporation (42354)

Westpac Banking Corporation was founded in 1817 and was the first bank established in Australia. On 23 August 2002, Westpac was registered as a public company limited by shares under the Australian Corporations Act (2001). In December 2008, Westpac merged with St. George Bank Limited. Today Westpac Group has branches and controlled entities throughout Australia, New Zealand and the near Pacific region and maintains offices in key financial centres around the world including London, New York, Hong Kong and Singapore.

6. Commonwealth Bank of Australia (47193)

The Commonwealth Bank was founded under the Commonwealth Bank Act in 1911 and commenced operations in 1912, empowered to conduct both savings and general banking business. Today, the company has grown to a business with more than 800,000 shareholders and 52,000 people working in the Commonwealth Bank Group. It offers a full range of financial services to help all Australians build and manage their finances.

5. National Australia Bank (48556)

National Australia Bank Group is a financial services organisation with over 12,000,000 customers and 50,000 people, operating more than 1,750 stores and Service Centres globally.

Its major financial services franchises in Australia are complemented by businesses in New Zealand, Asia, the United Kingdom and the United States. Each of its brands is uniquely positioned, but built on a common commitment to provide its customers with quality products and services, fair fees and charges, and relationships built on the principles of help, guidance and advice.

4. Woolworths (55526.8)

Since opening its first single basement store in Sydney’s Pitt Street in 1924, Woolworths has grown into a household name with a presence in almost every metropolitan and regional centre in Australia and New Zealand. It began operating fresh food stores 60 years ago when advances in refrigeration technology revolutionised transport and storage. In 2013 it celebrates its 89th year in the retailing business.

3. Wesfarmers (58463)

From its origins in 1914 as a Western Australian farmers' cooperative, Wesfarmers has grown into one of Australia's largest listed companies and employers. Its diverse business operations cover: supermarkets, department stores, home improvement and office supplies; coal mining; insurance; chemicals, energy and fertilisers; and industrial and safety products. The primary objective of Wesfarmers is to provide a satisfactory return to its shareholders.

2. Rio Tinto (59879.25)

Rio Tinto Group is a British-Australian multinational metals and mining corporation with headquarters in London, UK and a management office in Melbourne, Australia. The focus of the firm is on finding, mining and processing the Earth's mineral resources in order to maximise value for its shareholders.

Rio Tinto has the people, capabilities and resources to supply a world hungry for the metals and minerals that are used in everyday life, in diverse products - from mobile phones to cars.

1. BHP Billiton (72190.62)

BHP Billiton is a leading global resources company and the largest company in Australia.BHP is among the world’s largest producers of major commodities, including aluminium, copper, energy coal, iron ore, manganese, metallurgical coal, nickel, silver and uranium along with substantial interests in oil and gas. It is a global organisation with over 100 locations throughout the world and more than 100,000 employees and contractors underpin its success.

BHP has an unrivalled portfolio of high quality growth opportunities that will ensure it continues to meet the changing needs of its customers and the resources demand of emerging economies at every stage of their growth.

In May 2013, BHP appointed a new CEO, Andrew Mackenzie, who will continue to carry out the vision and mission of BHP now and in future years to come. “Andrew brings a unique combination of deep industry knowledge and global management experience to the CEO role. Andrew held senior positions in BP and Rio Tinto before joining BHP Billiton in 2008. He has led our Non-Ferrous division for the last five years working across four continents with responsibility for over half of our 100,000 people.

“The Board has decided that Andrew is the right person to lead BHP Billiton in a changing global environment,” said Jac Nasser, Chairman of BHP on the day of the announcement.



Sunday, 15 September 2013

Australian Entrepreneurs to be Watched: Top 5

There are plenty of entrepreneurs in Australia making the most of their position. But we’ve put together a list of business owners who are set to make a big impact in 2013. These are the entrepreneurs to watch over:

1. Matt Barrie – Freelancer

The concept of the Freelancer business is a simple one – a directory of jobs open to freelancers of any sort. This type of crowd sourcing has been popular among design-based sites for a while, but what sets Freelancer’s creator, Matt Barrie, apart from the pack is his insistence the company expand into something even bigger.

The 38-year-old Barrie is a tough leader. As he recently told LeadingCompany, a work-life balance is not on his agenda. “We hire a fraction of the people who apply,” he says. “We set a pretty high bar; we have a rigorous exam.”

It’s working. Freelancer now counts $50 million in revenue and 4.3 million users. Barrie recently told SmartCompany he wants the site to be “the eBay of jobs”. A global aspiration has been key to Australian tech success stories – this could very well be the next one.

2. Josh Guest – b2cloud

Josh Guest is the founder of B2Cloud, a company which makes its money by both building apps, and reworking dodgy apps that have been created outside of Australia.

Guest has an extensive web design background, building a company when he was in high school. He built B2Cloud after starting off with just a few apps, then ramping up production from there. The business actually started as a blog, the idea being a place where people could write about technology. From there, the business worked on a contracting app and continued on.

The app market is changing all the time, with hundreds of thousands of apps available online at once. Guest intends to build up his business by working with companies who have already had apps built for them, but are of a lower quality.

B2Cloud is already turning over $1.5 million. With an eye on the quickly changing market, Guest could be expected to boost that number in the year head.

3. Jack Fitzgerald – Ship 2 Anywhere

Jack Fitzgerald moved from studying logistics at university to actually starting his own business within the sector. The company attempts to make the parcel shipping business easier by delivering instant quotes.

With so much activity happening in the parcels market, it seems a good time to work on helping businesses ship their goods. The business turned over $1 million last year, and Fitzgerald says the business is set to double that in 2013.

4. Tom Waterhouse – Tom Waterhouse

Tom Waterhouse always had the upper hand entering the gambling market, coming from a family of bookmakers. The son of bookie Robbie, and trainer Gai Waterhouse, Tom has put a lot of his effort into maintaining his online betting agency, TomWaterhouse.com.

Launched in 2010, the business is now one of the largest corporate bookmakers in the country. With tens of thousands of account members, and revenue in the hundreds of millions, Waterhouse also has big plans to take the business international very soon – all this at 30 years old.

5. Amanda Lintott – Career Driven

Amanda Lintott started her recruitment company, Career Driven, after working as a lawyer for several years. It wasn’t a great time to start a business – just before the global financial crisis – but that hasn’t stopped her from reaching success.

Specialising in the automotive sector, the business focuses on finding salespeople for dealers. She recently told SmartCompany there were a few growing pains – such as setting the wrong price for services – but Career Driven has already reached $2 million in revenue.

Lintott has some big plans for the year ahead, including expanding into motor shows and interstate. Specialised recruitment companies have often done well in tough markets, and Lintott’s venture is off to a good start.